Lifetime income (renta vitalicia)
An extra income every month
Combine an initial payment with a monthly income for life, set out in a public deed before a notary. A way to top up your pension every month without giving up living in your home.
Example
- Value of your home
- €200,000
- You receive now
- €20,000
- And every month
- €1,067 for life
indicative · pending actuarial validation
Example computed with our engine for an 85-year-old man (2025 figures); every case is different.
And you carry on living in your home.
Illustrative figures. The binding offer depends on your age, your home and on an official valuation.
Who it suits
- You want the peace of mind of a fixed income every month, for good.
- You want to top up your pension without touching other savings.
- You value the income being protected by a termination clause.
What to bear in mind
- The deed includes a termination clause: if the buyer stops paying, you can claim back ownership of your home.
- The size of the income depends on your age and on the market value of the home.
- The income continues for as long as you live, however long that is.
Would you like to see what your home could give you?
Work out your indicative offer across all four options, with no commitment.