The four products

Four ways to make your home work for you

Without moving out and without it ceasing to be your home. Choose the option that best fits your situation; we help you decide.

Bare ownership (nuda propiedad · single payment)

One single payment, your home for good

Receive the value of your home in one go. And nothing changes in your day-to-day life.

Example

Value of your home
€300,000
You receive now
€157,397

indicative · pending actuarial validation

Example computed with our engine for an 85-year-old man (2025 figures); every case is different.

And you carry on living in your home, just as you do now.

Learn about bare ownership

Lifetime income (renta vitalicia)

An extra income every month

Receive an initial payment and, on top of it, a monthly income for life. Your pension, topped up for good.

Example

Value of your home
€200,000
You receive now
€20,000
And every month
€1,067 for life

indicative · pending actuarial validation

Example computed with our engine for an 85-year-old man (2025 figures); every case is different.

And you carry on living in your home.

Learn about lifetime income

Fixed-term income (renta temporal)

Years of income, a home for life

Draw a monthly income for a fixed period. When it ends, carry on living in your home without paying anything.

Example

Value of your home
€380,000
You receive now
€38,000
And every month
€1,856 for 10 years

indicative · pending actuarial validation

Example computed with our engine for an 85-year-old man (2025 figures); every case is different.

When the term ends, you carry on living in your home without paying anything.

Learn about fixed-term income

Sale with lifetime tenancy (venta con alquiler vitalicio)

The full price. Your home, as a tenant

Sell at market price and carry on living in your home paying a reduced rent for the rest of your life.

Example

Value of your home
€780,000
You receive now
€556,593
Your monthly rent
€1,950

indicative · pending actuarial validation

Example computed with our engine for an 85-year-old man (2025 figures); every case is different.

And you stay in your home as a tenant, for life.

Learn about sale with lifetime tenancy

Not sure which one suits you?

Work out all four options at once in under 2 minutes, with no commitment.

The four products · RENTA100