So that you can release money from your home without leaving it. That is what our articles of association say — signed before a notary before we sold anything.
We do not want to promise vague things. These are seven specific, checkable commitments that we take on with every client, from day one.
Whoever takes your first call will be your adviser throughout the whole process and after signing. Same name, same direct phone number, same person. If for some exceptional reason they are unavailable, you will know in advance.
VERIFIABLEOur fee is 1.5 % of what you receive, taxes included, and it is only charged if the transaction is signed before a notary. It is settled that same day, out of what you receive.
Official valuation: carried out by an independent appraisal company before signing. Its cost is the owner's and is paid in advance on accepting a proposal.
Until then, we charge you no fees. And if you decide not to go ahead, you owe us nothing.
VERIFIABLEWe recommend that you have the contract reviewed by an adviser who is independent of us and whom you trust. We do not put anyone forward and we do not pay for it: that is precisely why their review is genuinely independent.
VERIFIABLEEvery figure we show you states that it is indicative and pending actuarial validation. We do not present it to you as final while it is not. When that validation is signed off, we will tell you and the notice will disappear.
VERIFIABLEIf you leave your details on our website, we will contact you once to answer your initial enquiry. If you do not then explicitly ask us to keep talking, we will not call you again. We will never bombard you with calls.
VERIFIABLEBefore any signing, we explain in detail what each arrangement means for your heirs. In writing. With figures. No half-truths and no “we will explain that later”.
VERIFIABLENot every situation is solved with our products. If we see that yours does not fit what we do, we tell you and we do not go ahead, even if that means there is no transaction.
What we do not do is tell you what you should do instead. That is what your adviser, your solicitor or your bank is for. What we commit to is not selling you something that does not serve you.
VERIFIABLEIn Spain, the home is the main asset most older people own. That wealth exists, but it cannot be used without giving up the house.
The arrangements that solve this — sale of the bare ownership, a lifetime income, a fixed-term income, and sale with a lifetime tenancy — have existed for decades. What did not exist was a way to compare them with the figures in plain sight, the terms published, and every step explained before it is signed.
RENTA100 was incorporated to do exactly that. We did not invent the product: we took the opacity out of it.
There are more than nine million pensioners in Spain and the vast majority own their home. Yet barely 1,800 bare-ownership sales are completed each year. It is not that there is no demand: it is a lack of knowledge and transparency.
Pensioners in Spain (Social Security)
More than 9 million pensioners in Spain, the vast majority of whom own their home. They have assets, but no liquidity.
Bare-ownership sales per year in Spain
Barely 1,800 bare-ownership sales a year in the whole of Spain (Yearbook of the Property Registrars). A tiny figure for the size of the market: it is not that there is no demand, it is a lack of knowledge and transparency.
More mature markets, far more volume
In countries with more mature markets, such as Italy or France, where these arrangements have been established for decades, many more transactions are completed with demographics similar to Spain's. It shows the potential exists; it just needs to be done properly.
We do not want to be just one more participant in this market. We want to build it properly. With technology that helps people understand, with human advice that respects each family's pace, and with the transparency that this kind of transaction deserves. If we manage it, we win, the sector wins, and above all families win.
We are not alone. Every transaction involves professionals who do not depend on us: the notary, the appraisal company and, if you wish, the lawyer of your choice.
Every transaction is formalised before a notary in a public deed. We work with notary offices all over Spain, always choosing the one closest to the client's home. If you prefer your own trusted notary, we respect that.
Official home valuations are carried out by official valuation firms.
Registers the sale and, where applicable, the usufruct, so that anyone who buys the home later must also respect it.
We recommend that an adviser chosen by you, unconnected to us, reviews the contract before you sign.
RENTA100 SERVICIOS, S.L. · Tax ID B93763175 · Registered office at Paseo de Gracia 21, planta 5.ª, puerta 2.ª — 08007 Barcelona, Spain. Incorporated before a notary on 7 July 2026.
If you need to verify any of these details, you can do so at the Central Companies Register or at the Spanish Tax Agency. Transparency is not a promise, it is a checkable fact.
Our office is at Paseo de Gracia 21, in the heart of Barcelona, and it is where we receive our clients for in-person meetings. Come and visit us. We work throughout Spain, by phone and video call.
If you would like to visit us in person, call us beforehand to arrange an appointment. We are open Monday to Friday, from 10:00 to 14:00 and from 16:00 to 19:00.
If you live outside Barcelona, we can arrange:
Paseo de Gracia 21 · Barcelona
Get directions →Paseo de Gracia 21, planta 5.ª, puerta 2.ª — 08007 Barcelona, Spain
Mon–Fri 10:00–14:00 and 16:00–19:00
If after reading all this you would like to talk to us directly, we would be glad to. We will not sell you anything on that first call. We just want to understand your situation and see whether we can help — and if we cannot, we will tell you that too.
Call us directly on 931 94 36 11 and your personal adviser will take your call.
