Understand in depth how it works
Articles, explanatory videos and a complete glossary so that anyone, without needing to be an expert, can make informed decisions about releasing the wealth in their home.
Knowledge, organised by topic
A library of short explanatory videos, one per topic. It is reference content, timeless.
- 01 · 3 videos
Conceptos básicos
Empiece por aquí si está conociendo el sector. Qué es la nuda propiedad, qué es el usufructo, cómo funcionan las tablas actuariales y por qué la edad importa tanto.
See the section - 02 · 5 videos
Los cuatro productos
Análisis profundo de cada fórmula. Cuándo conviene, ventajas, desventajas y casos típicos, explicados en lenguaje sencillo.
See the section - 03 · 4 videos
Su tranquilidad y seguridad
Las dudas y los miedos más habituales, resueltos con claridad. Qué queda por escrito y qué protege cada cláusula.
See the section - 04 · 1 video
Aspectos legales
Contratos y protección jurídica. La condición resolutoria, el papel del notario, la inscripción registral y qué dice la ley en cada caso.
See the section - 05 · 1 video
Fiscalidad
Hacienda, impuestos y ahorros fiscales. Tributación de rentas vitalicias y plusvalía municipal.
See the section - 06 · 1 video
El proceso paso a paso
Cómo es cada fase, en la práctica. Qué esperar en una tasación oficial, qué documentos necesita, qué pasa el día de la firma y qué hacer en las semanas siguientes.
See the section - 07 · 1 video
Planificar su jubilación
Para quien quiere anticiparse: cómo preparar con tiempo la liquidez que le dará su vivienda.
See the section
The complete glossary of releasing property wealth
29 technical terms from the sector explained in plain language, with examples.
From «usufructo» to «bouquet», by way of «condición resolutoria» and «tablas actuariales». All in one place, in alphabetical order and with its own search.
Open the complete glossaryU · Lifetime right of use
Lifetime right of use
The legal right to use and enjoy a home throughout the beneficiary's life, even though the property belongs to someone else. In transactions releasing property wealth it is what allows the seller to carry on living in their home after selling it.
Example: María, 78, sells the bare ownership of her flat but keeps the lifetime right of use. She carries on living there to the end of her days, exactly as before.
See also: Bare ownership (nuda propiedad) · Land Registry · Termination clause
The latest we have published
Dated articles on tax, legal aspects, real cases and sector news, from the most recent to the oldest.
The articles are available in Spanish.
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