Bare ownership (nuda propiedad · single payment)
One single payment, your home for good
Sell the bare ownership of your home and receive a single payment. You keep the lifetime right of use: you carry on living in your home, exactly as you do now, for the rest of your life.
Example
- Value of your home
- €300,000
- You receive now
- €157,397
indicative · pending actuarial validation
Example computed with our engine for an 85-year-old man (2025 figures); every case is different.
And you carry on living in your home, just as you do now.
Illustrative figures. The binding offer depends on your age, your home and on an official valuation.
Who it suits
- You want one substantial payment rather than a monthly income.
- You would rather have the capital now (to help the family, meet expenses, live better).
- It reassures you that your right to live in the home is recorded at the Land Registry.
What to bear in mind
- Title to the home passes to the buyer; you keep the right of use for life.
- The amount depends on your age and on the market value of the home.
- We explain in detail what it means for your heirs before you sign.
Would you like to see what your home could give you?
Work out your indicative offer across all four options, with no commitment.