If you are over 65 and own your home, you can receive a single payment or a monthly income for life. And carry on living in it for the rest of your life.
Having someone to give you a hand with the house, the shopping or errands.
Money that adds to what you already have, so you can live more comfortably.
Giving your children or grandchildren a hand now, when they need it.
Staying in your neighbourhood, with your neighbours and your routines, for life.
You decide what it is for. We explain each option to you calmly, to your family too.
In under 2 minutes you will see the four possible options and how much you could receive with each one. With no commitment.
We call you whenever suits you and explain, without rushing, which option fits your situation.
When you are completely sure, we sign before a notary. And you carry on living in your home.
Without having to move out. Without it ceasing to be your home.
One single payment, your home for good
Receive the value of your home in one go. And nothing changes in your day-to-day life.
Example
indicative · pending actuarial validation
Example computed with our engine for an 85-year-old man (2025 figures); every case is different.
And you carry on living in your home, just as you do now.
An extra income every month
Receive an initial payment and, on top of it, a monthly income for life. Your pension, topped up for good.
Example
indicative · pending actuarial validation
Example computed with our engine for an 85-year-old man (2025 figures); every case is different.
And you carry on living in your home.
Years of income, a home for life
Draw a monthly income for a fixed period. When it ends, carry on living in your home without paying anything.
Example
indicative · pending actuarial validation
Example computed with our engine for an 85-year-old man (2025 figures); every case is different.
When the term ends, you carry on living in your home without paying anything.
The full price. Your home, as a tenant
Sell at market price and carry on living in your home paying a reduced rent for the rest of your life.
Example
indicative · pending actuarial validation
Example computed with our engine for an 85-year-old man (2025 figures); every case is different.
And you stay in your home as a tenant, for life.
We give you a first indicative valuation, free and with no commitment, from just a few basic details. Official valuation: carried out by an independent appraisal company before signing. Its cost is the owner's and is paid in advance on accepting a proposal.
A first estimate of what you could obtain. All we need to know is your age, your city and the approximate value of your home.
The official valuation is carried out by an independent appraisal company: we do not do it and we do not influence its result. It is commissioned when you accept an investor's proposal, before signing. Its cost is yours and is paid in advance at that point. Before commissioning it, we will tell you in writing how much it costs and who bears it if the transaction is not signed.
Official valuation: carried out by an independent appraisal company before signing. Its cost is the owner's and is paid in advance on accepting a proposal.
These calculations are indicative and pending independent actuarial validation. The binding offer is confirmed after the official valuation.
We know this is not a small decision. For many families, the home is far more than an asset: it is the shared history, the memories, the refuge of a whole lifetime.
Nobody will sign anything until you are absolutely clear about it.
Your right of use is recorded at the Land Registry and holds against third parties: you can carry on living in your home for the rest of your life.
If the investor stopped paying, the termination clause written into the deed lets the transaction be unwound and your home protected.
We only work with financially sound investors, whom we check before every transaction.
Every transaction is formalised in a public deed, with every legal safeguard it carries.
We recommend going through the contract with an adviser you trust, unconnected to us.
Yes. Under all four options we offer, your right to live in the home is protected for life by a right of use or a tenancy agreement, recorded at the Spanish Land Registry and enforceable against third parties.
The deed includes a resolutory condition entered in the Land Registry. If the buyer fails to pay, that clause allows the seller to seek termination of the contract and the return of the property. The specific effects and timescales depend on each case, and your independent legal adviser will explain them to you before you sign.
It depends on the option chosen. With bare ownership and with sale with lifetime tenancy, title passes to the buyer. In every case, we explain what it means for your heirs before you sign.
Between 4 and 8 weeks from the first call to signing at the notary's office, including the official valuation.
Yes. Right up to the moment of signing at the notary office you can leave the process at any point, with no penalty. The indicative valuation and the advice cost you nothing. The official valuation is carried out by an independent appraisal company: we do not do it and we do not influence its result. It is commissioned when you accept an investor's proposal, before signing. Its cost is yours and is paid in advance at that point. Before commissioning it, we will tell you in writing how much it costs and who bears it if the transaction is not signed.
One single human adviser is with you from the first call until after signing. Same name, same phone number, same person.
RENTA100 is a service provided by RENTA100 SERVICIOS, S.L. (NIF B93763175). Registered at the Barcelona Companies Registry, Sheet B 661287, Folio 1, Entry 1.
Work out your indicative offer in under 2 minutes, with no commitment. Or talk directly to a real adviser.
